Nine areas branch out from the center in a clockwise fashion, starting at the top, or the north. Area 1 is north, Area 2 is northeast, Area 3 is east, Area 4 is southeast, Area 5 is south, Area 6 is south-southwest, Area 7 is southwest, Area 8 is west and Area 9 is northwest.
Because the metro region has sprawled across county lines, the area designations extend there too. They include Area 10, Union County; Area 11, Cabarrus County; Area 12, Iredell County; Area 13, Lake Norman; Area 14, Lincoln County; Area 15, Lake Wylie; Area 16, Gaston County; Area 17, York County; Area 20, Alexander County; Area 21 Rowan County; Area 22, Cleveland County; Area 23, Stanly County; Area 24, Lancaster County; Area 25, Anson County; Area 29, Catawba County; Area 35, Chester County; and Area 42, Mountain Island Lake. You can search MLS listings for homes in these areas at www.carolinahome.com.
For its real estate stories, First Impressions has grouped neighborhoods that share similar interests and lifestyles, such as south Charlotte, University City and urban neighborhoods. Consequently, the stories don’t follow the MLS area boundaries.
Once you’re ready to buy, choose from the wide selection of mortgage options. The area is served by dozens of firms, including mortgage brokers who represent lenders nationwide as well as local lenders. You can find plenty of options for 30-year and 15-year fixed mortgages, ARMs (adjustable rate mortgages) with a variety of terms and jumbo loans.
To help you negotiate the mortgage challenge, here are two tips. First, before you shop, qualify for a loan to know how much financing you can seek. Second, take a few minutes to make sure your paperwork is in order. Check your credit reports and clear up any nasty surprises you might uncover. Organize your financial papers so you’ll have the documentation you need at your fingertips to complete the application process quickly.
For more information on what the Charlotte area has to offer, check with your real estate agent. Realtor advertisements appear throughout this magazine. You’ll find these agents know the area well and can guide you in the right direction.
This region is a collection of towns and neighborhoods, each with its own unique personality and home styles. So, call your Realtor, grab your copy of First Impressions and a map and spend some time driving through neighborhoods and subdivisions. Your new home is out there – just waiting to be discovered. |
